{ "success": true, "message": "Countries fetched.", "data": { "items": [ { "id": 1, "iso2": "TR", "iso3": "TUR", "name": "Turkey", "slug": "turkey", "region_id": 3, "currency_id": 4, "central_bank": "Central Bank of the Republic of Turkey", "capital_city": "Ankara", "payment_maturity_score": "68.00", "economic_risk_score": "71.00", "political_risk_score": "58.00", "banking_risk_score": "55.00", "transfer_risk_score": "64.00", "fraud_risk_score": "57.00", "overall_risk_score": 62.5, "risk_label": "fragile", "summary": "Turkey offers strong payment activity and regional opportunity, but inflation, currency sensitivity and transfer risk require tighter monitoring.", "status": "active", "created_at": "2026-04-18 07:06:04.000000", "updated_at": "2026-04-19 20:00:44.000000", "region_code": "mena", "region_name": "MENA", "currency_code": "TRY", "headline": "headline_fragile inflation_context_hint payment_maturity_context_hint", "latest_macro": { "id": 12, "country_id": 1, "snapshot_date": "2026-04-19", "inflation_rate": "42.5000", "policy_rate": "45.0000", "unemployment_rate": "8.9000", "gdp_growth": "3.4000", "reserve_level_usd": "134000000000.00", "cds_score": "305.2000", "public_debt_ratio": "31.4000", "source_name": "demo-country-feed", "created_at": "2026-04-19 09:44:05.000000" }, "latest_risk": { "id": 7, "country_id": 1, "economic_risk_score": "71.00", "political_risk_score": "58.00", "banking_risk_score": "55.00", "transfer_risk_score": "64.00", "compliance_risk_score": "53.00", "payment_operational_risk_score": "49.00", "overall_risk_score": "62.50", "risk_label": "fragile", "explanation": "High inflation and FX sensitivity keep economic and transfer risk elevated despite active payment adoption.", "detected_at": "2026-04-19 20:00:44.000000" }, "payment_summary": { "fit": "selective", "recommended_rail": "cards_bank_transfer", "maturity_score": 68, "transfer_risk_score": 64, "note": "payment_note_default" }, "compliance_summary": { "difficulty": "moderate", "compliance_risk_score": 53, "transfer_risk_score": 64, "note": "compliance_note_moderate" } }, { "id": 3, "iso2": "BR", "iso3": "BRA", "name": "Brazil", "slug": "brazil", "region_id": 4, "currency_id": 1, "central_bank": "Central Bank of Brazil", "capital_city": "Brasilia", "payment_maturity_score": "86.00", "economic_risk_score": "52.00", "political_risk_score": "47.00", "banking_risk_score": "43.00", "transfer_risk_score": "38.00", "fraud_risk_score": "49.00", "overall_risk_score": 45.8, "risk_label": "watch", "summary": "Brazil combines strong payment innovation with moderate macro and fraud sensitivity, making it attractive but not frictionless.", "status": "active", "created_at": "2026-04-18 07:06:04.000000", "updated_at": "2026-04-19 20:00:44.000000", "region_code": "latam", "region_name": "LATAM", "currency_code": "USD", "headline": "headline_watch payment_maturity_context_hint", "latest_macro": { "id": 10, "country_id": 3, "snapshot_date": "2026-04-19", "inflation_rate": "4.6000", "policy_rate": "10.5000", "unemployment_rate": "7.8000", "gdp_growth": "2.1000", "reserve_level_usd": "355000000000.00", "cds_score": "162.5000", "public_debt_ratio": "76.4000", "source_name": "demo-country-feed", "created_at": "2026-04-19 09:44:03.000000" }, "latest_risk": { "id": 9, "country_id": 3, "economic_risk_score": "52.00", "political_risk_score": "47.00", "banking_risk_score": "43.00", "transfer_risk_score": "38.00", "compliance_risk_score": "44.00", "payment_operational_risk_score": "31.00", "overall_risk_score": "45.80", "risk_label": "watch", "explanation": "Pix and digital payment strength improve operations, but fraud and macro variability still require attention.", "detected_at": "2026-04-19 20:00:44.000000" }, "payment_summary": { "fit": "good", "recommended_rail": "instant_payments_cards", "maturity_score": 86, "transfer_risk_score": 38, "note": "payment_note_default" }, "compliance_summary": { "difficulty": "moderate", "compliance_risk_score": 44, "transfer_risk_score": 38, "note": "compliance_note_moderate" } }, { "id": 2, "iso2": "DE", "iso3": "DEU", "name": "Germany", "slug": "germany", "region_id": 2, "currency_id": 3, "central_bank": "Bundesbank", "capital_city": "Berlin", "payment_maturity_score": "83.00", "economic_risk_score": "39.00", "political_risk_score": "24.00", "banking_risk_score": "31.00", "transfer_risk_score": "19.00", "fraud_risk_score": "28.00", "overall_risk_score": 28.2, "risk_label": "safe", "summary": "Germany remains one of the most operationally stable payment and compliance environments in the platform universe.", "status": "active", "created_at": "2026-04-18 07:06:04.000000", "updated_at": "2026-04-19 20:00:44.000000", "region_code": "eu", "region_name": "Europe", "currency_code": "EUR", "headline": "headline_safe payment_maturity_context_hint", "latest_macro": { "id": 11, "country_id": 2, "snapshot_date": "2026-04-19", "inflation_rate": "2.8000", "policy_rate": "4.0000", "unemployment_rate": "3.3000", "gdp_growth": "0.7000", "reserve_level_usd": "335000000000.00", "cds_score": "18.4000", "public_debt_ratio": "63.1000", "source_name": "demo-country-feed", "created_at": "2026-04-19 09:44:04.000000" }, "latest_risk": { "id": 8, "country_id": 2, "economic_risk_score": "39.00", "political_risk_score": "24.00", "banking_risk_score": "31.00", "transfer_risk_score": "19.00", "compliance_risk_score": "36.00", "payment_operational_risk_score": "21.00", "overall_risk_score": "28.20", "risk_label": "safe", "explanation": "Compliance complexity exists, but institutional stability and transfer infrastructure keep overall risk low.", "detected_at": "2026-04-19 20:00:44.000000" }, "payment_summary": { "fit": "strong", "recommended_rail": "sepa_cards", "maturity_score": 83, "transfer_risk_score": 19, "note": "payment_note_strong" }, "compliance_summary": { "difficulty": "moderate", "compliance_risk_score": 36, "transfer_risk_score": 19, "note": "compliance_note_moderate" } } ], "region_summary": [ { "region": "MENA", "count": 1, "avg_risk_score": 62.5, "avg_payment_maturity": 68 }, { "region": "LATAM", "count": 1, "avg_risk_score": 45.8, "avg_payment_maturity": 86 }, { "region": "Europe", "count": 1, "avg_risk_score": 28.2, "avg_payment_maturity": 83 } ], "map_points": [ { "iso2": "TR", "name": "Turkey", "region": "MENA", "risk_label": "fragile", "overall_risk_score": 62.5, "payment_maturity_score": 68 }, { "iso2": "BR", "name": "Brazil", "region": "LATAM", "risk_label": "watch", "overall_risk_score": 45.8, "payment_maturity_score": 86 }, { "iso2": "DE", "name": "Germany", "region": "Europe", "risk_label": "safe", "overall_risk_score": 28.2, "payment_maturity_score": 83 } ] }, "meta": { "count": 3, "top_risk_score": 62.5 }, "errors": [], "timestamp": "2026-04-30T20:37:05+00:00" }